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Are you looking for a solution to shop on Amazon without a bank card? Whether for security reasons, personal choice, or because you don’t have a card available, several secure methods now allow you to pay for your orders without using a credit or Visa card. Here are the most popular and reliable alternatives available in 2025 to shop with peace of mind.
Amazon offers several secure payment options that do not require the use of a bank card. Among the most used:
Amazon prepaid cards are by far one of the simplest solutions to buy without providing your bank details. Available in more than 70,000 points of sale in France according to 2024 data, they allow everyone to control their budget without the risk of overdraft or the need for a bank card.
They can be sent by email, printed at home, or purchased physically. Once the code is entered on your Amazon account, it is automatically applied to your next purchase, without additional fees.
Moreover, in 2023, more than 30% of teenagers aged 15 to 18 used gift cards as the main method to shop on Amazon, according to a Kantar study.
Amazon also allows users residing in certain European countries to make their payments by bank debit. You just need to register your IBAN in your Amazon account, which authorizes the platform to directly debit the amounts during an order.
This option is particularly appreciated by users who do not wish to multiply cards or who manage their purchases from a bank account without a card, like those offered by some neobanks.
Transfers can take between 2 and 4 business days to be validated, which slightly extends the order processing time compared to an immediate payment.
Even though Amazon does not accept PayPal directly, it is possible to bypass this restriction by going through partner sites to buy Amazon gift cards using PayPal. Platforms like Dundle, Recharge.com, or Startselect offer this possibility.
This method is increasingly appealing to PayPal users: in 2024, nearly 18% of Amazon gift card purchases were made via this solution according to Statista, especially among young adults aged 25 to 35.
For larger purchases, Amazon sometimes offers installment payment solutions, generally provided by partner providers like Klarna or Cofidis. These options allow you to spread the payment over 3 or 4 times, often without additional fees, depending on the eligibility of the profile.
Even though identity verification is required, these services do not always require a bank card: some accept IBANs or other debit methods. They offer appreciated flexibility, especially for households that want to spread their expenses.
Some neobanks or financial applications like Nickel, Revolut, or Lydia allow their users to obtain a payment account without a card or with a virtual card only. These solutions are compatible with Amazon, via IBAN or prepaid wallet, depending on the options activated.
Nickel accounts, for example, are available in more than 6,000 tobacco shops in France and can be used to load a balance without having to possess a traditional card.